Are bonds the best retirement investments? Watch for a lesson on Bonds 101, from how they work to the risks and rewards of investing in them. We’ll dive into the performance of corporate and government bonds over the past five years, explain the yield curve and what it means when it’s inverted, and discuss whether you’re being adequately compensated for the risks you’re taking. I also cover the mechanics of bond pricing, spreads, and how brokers and advisors get paid, so you can ask the right questions and protect your investments. By the end, you’ll have a solid understanding of the bond market, how to evaluate opportunities, and how to ensure transparency when working with financial professionals.
00:00 The Most Misunderstood Investment Tool
00:36 Bond Basics: Types, Markets, and Discounts
04:06 Bonds from a Retirement Planning Perspective
06:37 Roth IRA Advantages: Tax-Free Income and Strategic Planning
07:42 Corporate Bonds: Credit Ratings, Risks, and Returns
09:13 How Interest Rates Impact the Value of Short, Intermediate, and Long-Term Bonds
10:53 Real World Examples
14:13 Current Yield Curve
15:59 Understanding Bond Pricing: Bids, Asks, Spreads, and Hidden Commissions
18:33 Transparency in Bond Transactions: Understanding Fees, Roles, and Consumer Protections
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Disclaimer:
Hypothetical outcomes do not reflect actual results and are not guarantees of future results. Any index references herein are unmanaged and cannot be directly invested into. Past performance is no indication of future results. All investing involves risk, including the potential loss of principal, and there can be no guarantee that any investing or tax savings strategy will be successful. Advisory services are provided through Oak Harvest Investment Services, LLC, a registered investment adviser. Insurance services are provided through Oak Harvest Insurance Services, LLC, a licensed insurance agency.
